Kaya, Halil, AND Banerjee, Gaurango. " The Impact of Monetary Policy and Firm Characteristics on Firms' Short-Term Assets, Liabilities, Term Structure of Debt and Liquidity Ratios: Evidence from U.S. Industrial Firms" Journal of Accounting, Business and Management (JABM) [Online], Volume 21 Number 2 (7 October 2014)